Buy Ready To Move or Under-Construction Property ?
By Investoxpert | 21 Jun 2021 | Guide

Are you looking to buy a ready to move in apartment or an under- construction? Then, this article is for you. It will surely be a helpful guide to let you know the pros and cons of both and then you can decide that suits you well. With the pandemic and the concept of work from home (WFH) becoming more rampant, home buyers are largely in the favour of ready-to-move-in homes, as people find it much safer under the present circumstances.
• Ready to move in Property
These types of homes are all set to be acceptable for immediate occupancy and meet the standards of living ensuring the buyer to occupy the home in running condition.
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• Under-construction Property
These types of property are under the process of completion according to the master plan. Under-Construction Property has a deadline to meet and offer possession in the coming year.
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What are pros of choosing a ready to move in property?
In current scenario, buyers seem to have developed a taste of these types of projects because it helps the buyer to avoid the extra rental of accommodation they give every month.
You get what you see and chances of frauds get negligible. Own a sense of security and actually witness the neighbourhood and other things before you buy the best apartments.
• No risk of delays and escalating costs,
• Ease of selling
• Rent- an additional source of income
• Less level of risks involved
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What are pros of choosing an under-Construction property?
The under-construction properties are generally having high rate of appreciation because it holds a lot of future potential. Look around for the future developments in and around the area. The buyer also has flexibility in payments, with options like construction-linked plans, subvention schemes, flexible payment plans, etc. offering buyers time to arrange for money. The decision to invest in property is always profitable, but one has to evaluate the needs, budget and requirements.
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With the implementation of RERA aimed to bring greater transparency and compliance from developers and benefit the buyers. It has helped to boost the confidence of home buyers in investing in under-construction projects. Earlier, the buyers were at high risk because of insolvency of the developer or incompetency to deliver the project. But, RERA has flipped the picture upside-down making acts in favour of both buyers and developers.
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• Less Money is needed for buying
• Higher potential for appreciation
• More time to manage finances
• Less paperwork required
• Greater flexibility of payment
• New features with updated quality
Thus, choose apartments for sale that are under process of completion if you have budget constraint or no hurry to move out of your old place.
Points to Remember
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• Evaluate your budget for purchasing the property.
• Property should hold all clearances of land, approvals and licenses.
• Check for the developer’s background and history of past delivered projects online or in person.
• The location should be selected, based on current and future prospects. Look for the neighbourhood and social infrastructure to ensure ease of life.
Thus, either you buy an affordable home or luxury housing apartment make sure you have researched well and then only decide.
Think Twice to Invest Wise!!!
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